Disability Insurance and Other Living Benefits, 3rd Edition [平裝]

內容簡介

The 1990』s witnessed the end of job creation in the sectors that historically purchased disability insurance. A new era has begun: roughly 1 million contract workers have emerged. They are found in almost all industries and occupations. As diverse as the general public – there is an equal number of men and women, many highly educated, others not, with wide-ranging earnings levels and all in need of disability and other healthcare benefits.
Insurers have responded by unbundling disability insurance and expanding their offerings to include critical illness, health, drug, dental, travel, and other classless, non-income based products.
The author, Jacqueline Figas, looks at disability insurance and other living benefits in the context of the realities faced in today's challenging work and lifestyle environment.
Included in this edition:
Health benefits planning for pre and post-retirement years
Traditional products and coverage for specialized markets
Insuring 「temps」 and 「independent contractors」
Critical illness insurance
Private health and dental insurance
Checklists, charts and other planning tools